Deposit or Loan
We accept deposits from persons over the age of 18. Citizens of the Russian Federation are not served.
We issue a loan to persons over the age of 18, requirements for the borrower:
Not a citizen of the Russian Federation
Having a good credit history, for a loan
of 50,000 USD.
A guarantor is required (the guarantor has an account with Karat Bank), the guarantor’s account is contaminated for the loan period.
The pledge is a car from 2018, not the Russian automotive industry.
We issue a loan for tuition fees (Moldova, Ukraine, Belarus), for business, for repayment of a loan in any bank of Moldova, Ukraine, Belarus, for the purchase of a car, apartment, house .
Loans
| BASIC | STANDART | ADVANCED | |
|---|---|---|---|
| Loan amount | $ from 1000 | $ from 10 000 | $ from 100 000 |
| Term in months | up to 6 months | up to 36 months | up to 60 months |
| Interest rate | 5% | 4% | 3% |
| Early repayment | no | yes | yes |
| Insurance | | | |
| Repayment with crypto currency | | | |
| GET PLAN | GET PLAN | GET PLAN |
Deposits
| BASIC | STANDART | ADVANCED | |
|---|---|---|---|
| Deposit amount | $ up to 1000 | $ up to 10 000 | $ up to 500 000 |
| Term in months | from 60 days | from 12 months | indefinitely |
| Interest rate | 15 % | 17 % | 20% |
| Early withdrawal | no | yes | yes |
| Insurance | | | |
| +5% for 60 days | | | |
| GET PLAN | GET PLAN | GET PLAN |
A shopping card.
The card is issued to depositors whose deposit is from 50,000 euros.
Access to funds 24/24;
A wide network of branches, agencies, ATMs, round-the-clock zones.
The bank takes over the card service completely, without a subscription fee.
There is no commission when withdrawing, transferring, or crediting funds.
The card was issued under the auspices of the VISA payment system, 5% is credited to the card at the end of the month from the amount spent.
+ 15% is credited to the card after 12 months from the date of use for the amount spent.
It works in all countries, at any ATMs. Online Banking is issued only to the bank’s customers.